REALTY UNIVERSAL® Radio

Beth Sheaffer McCallister grew up in Lancaster, PA and  is a 1983 graduate of Millersville University, where she majored in Biology/Nuclear Medicine Technology. She worked as a Nuclear Medicine Technologist from 1983-2009, in various hospitals (Georgetown Medical Center March 2005- July 2008) and outpatient Radiology/Cardiology offices in eight states, plus the D.C. She even traveled to Missouri, Nebraska, Wisconsin, and New Jersey to work jobs as a traveling Technologist.    Since 2009, she has worked in Marketing & Sales for Vector Marketing, AFLAC, The Red Cross/Ultimate Staffing, National Agents Alliance, and Advantage Sales and Marketing. But she always had a passion for Network Marketing, having been with NuSkin, Herbalife, and Isagenix over the years.   In 2019, she first learned about CBD at a roadshow in Baltimore. MDC,  My Daily Choice/Hempworx gave out samples, and it changed her life.

Rafael Badziag is a Germany based global entrepreneur, top TED speaker with over 3 million views, best-selling author and angel investor. He is a valued expert in psychology of entrepreneurship, specializing in self-made billionaires and has been featured in over 30 countries and on NBC, ABC, CBS, BBC and FOX networks as well as in Forbes, CNBC, USA Today, Wall Street Journal. In the late 90's he built his first multi-million dollar business, a online bike shop in Germany. Raddiscount.de pioneering e-commerce in Europe.  He then expanded his ventures into several countries. Rafael is founder of the No Limits project, where he fights against the limitations of body, mind and soul. You may find him sprinting on a mountain trail, running a race across the Sahara Desert, or dancing a tango at a Milonga. Rafael's blog nolimits.co is on mission to inspire the readers to live their lives fully with passion and zeal. Recently, Rafael has been traveling the world and meeting the world’s most successful entrepreneurs, all of them self-made billionaires, from various regions, industries, cultures, religions and age groups. By conducting face-to-face interviews he was able to obtain first hand information. He reveals their success secrets in his book “The Billion Dollar Secret” and the corresponding YouTube channel.

Listen in for a Christmas treat hosted by Guy Steele. Hear Frank Sinatra telling stories and
singing with his iconic voice. Starting back in 1943 and forward. 
Stories and great music stand the test of time. ENJOY!!!!!!!!!!
MERRY CHRISTMAS!!!

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Christine Lee is the CEO/founder of Seize the Market. She has been an
entrepreneur since the age of 16 when she started her first online
business that serviced over 16 countries. She received her B.S. in
Computer Information Systems in 2003 from the University of North
Florida and her M.S in Real Estate in 2006 at the University of Florida.
Her 20+ years experience in real estate ranges from a licensed real estate
broker to a mortgage broker, state certified real estate appraiser, and general
contractor. She has owned 8 different businesses and has been
featured in Realtor Magazine’s 30 Under 30, featured on HGTV shows,
Homebuyer Magazine, and as a radio show host for Getting Real with
Real Estate. Christine currently develops and grows businesses through
Seize the Market. Seize the market is for real estate agents and brokers.

Hermien and Dawid Van Den Bergh have been on a mission to change lives, doing missionary work
in 5 different countries for the past 9 years, now offering coaching to women all over the world to 
breakthrough limiting beliefs, heartaches and stagnation so they can enjoy freedom, true joy 
and Kingdom success through mind renewal techniques. (Men are welcome too :) )
Their method is based on Biblical and neuroscientific principles. Look up lofunlimited.org

Len Pagen weighs in today-- has been in the lending business since 2004---been through several market changes
and has good news for us today on how to not only get a loan easily with several options and packages will
offer tips to prepare.

Today we are going to dig into changes in mortgages to buy investment properties, creative ways to still
stay in the game. SBA, mixed use, rehab, fix and flip, hard money, bridge money, cross collateralization
and more.
Wendall King, Producing Regional Manager/National Recruiter for InstaMortgage weighs in
with us today on changes, and what to look for when deciding on a mortgage loan before committing.
Wendall has been in the industry since 1998
Wendall is a Loan Officer/Mortgage Broker well versed in Commercial, Investment, FHA, VA Loans and financing the purchase of foreclosed properties including the SBA program.  He has an extensive background assisting home-buyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, and investment borrowers. Wendall manages a team always ensuring that everyone is service oriented, highly effective and efficient with our delivery of loans to the closing table. Wendall states, "Our belief is that everyone can purchase a home with the proper guidance and coaching.".
He came out as #1 Mortgage broker/Loan Officer in Metro Atlanta more than once. Listen in...

Shari McGuire is a professional REALTOR in Maple Grove, Minnesota and Minneapolis. Her greatest joy lies in helping individuals and families find their dream homes or sell their current ones to create new memories. With years of experience, Shari understand what makes homes stand out, attracts buyers, and accelerates the process of finding your new home. As your advocate, Shari states "I'm committed to ensuring a seamless and stress-free experience, guiding you through selling your current home and buying your next one. "
✅ 100% Club Award Winner: In 2022, Shari earned the prestigious 100% Club award for RE/MAX Results, reflecting her dedication and commitment to exceeding client expectations.
✅ #1 International Bestselling Author:  authored "Becoming a Local Leader: How to Grow Your Business by Giving Value to Your Community First," 
Alignable honored Shari as the Local Main Street Mentor in 2021 and Local Business Person of the Year in 2023. Additionally, she received the CommunityVotes Maple Grove Platinum Winner award in 2022
Listen on U-tube to Explore Maple Grove and join Shari's FB Group FB/Explore Maple Grove.
 
Shari McGuire owns The Shari McGuire Real Estate Team -Greater Minneapolis-St. Paul Area and Maple Grove, Minnesota.
 
Business growth and Marketing Strategist- also IT Project Manager  Specialist with Fortune 500 companies turning around their product launches

Tamairo Moutry, is a Milwaukee, Wisconsin native, 
and Real Estate Broker who owns 4 virtual real estate companies in Wisconsin, Illinois, Georgia, and Florida.  Tamairo specializes in many different aspects of real estate which include working with first time homeowners traditional sales, real estate investing, traditional and private mortgage lending, luxury real estate, new construction and real estate development. Tamairo is also a Real Estate Investor, Developer and a Wisconsin Real Estate Instructor who teaches, coaches, trains and mentors Realtors and Real Estate Investors. Tamairo works with a lot of out-of-state real estate investors by helping them to grow their real 
estate portfolios and provide a one stop shop 
concierge service for them.

Today we are going to dig into changes in mortgages, rates and more...
Wendall King, Producing Regional Manager/National Recruiter for InstaMortgage weighs in
with us today on changes, and what to look for when deciding on a mortgage loan before committing.
Homework makes a difference today.
Wendall has been in the industry since 1998
Wendall is a Loan Officer/Mortgage Broker well versed in FHA, VA Loans and financing the purchase of foreclosed properties including the HUD $100 Down-payment program.  He has an extensive background assisting first time home-buyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, and investment borrowers. Wendall manages a team always ensuring that everyone is service oriented, highly effective and efficient with our delivery of loans to the closing table. Wendall states, "Our belief is that everyone can purchase a home with the proper guidance and coaching.".
He came out as #1 Mortgage broker/Loan Officer in Metro Atlanta more than once. Listen in...