REALTY UNIVERSAL® Radio

HHG, Hidden Hunger Global is doing exactly that. Michael Smith joins Randy Zachary
and Nathalie Mullinix today to discuss a topic dear to all of our hearts.... we can
all make a difference!!! People are living in all types of conditions and even the smallest
gesture may save a life. Call in and share your story...

in the United States will affect you. Listen in, call in and be informed.
Faith Crosgrove with ATG Title Company in Maryland will discuss the 
changes with Nathalie. Find out what Integrated Mortgage Disclosure is....
New lending disclosure timeline....
Changes to the HUD-1 form (settlement/closing form)

Overview
 
Graduated from the University of Southern California, Los Angeles in 1979 with a M.P.A. in governmental economic development; a B.S.in urban and regional planning from the school of planning and environmental design, California State Polytechnic University, Pomona, CA 1973 and an A.S. in civil engineering from East Los Angeles College, 1970.
 
The first 10 years involved professional growth in municipal planning to the position of Director of planning and redevelopment with the city of Hawthorne, CA.  One of the prominent assignments involved the successful planning and implementation of a 1,000 acre commercial and industrial redevelopment plan amendment made gave new insights to environmental design consternations in urban areas that predate the growth of the mid 1940's and the aviation industry.

of nuggets and history to plan. Larry King, a real estate agent who has lived there for years shares his knowledge 
and stories.

International Property Professional shares with us today how to purchase or sell properties all over the 
world. If you are a real estate agent or broker join a network of agents working with this platform and gain
valuable information doing business a different way. Iain has earned the Certified International Property 
Specialist (CIPS) designation, placing him among 2500 elite real estate professionals worldwide.
This designation is awarded by the National Association of Realtors for completing rigorous
coursework devoted to learning International real estate practices and demonstrating proficiency
in International business. He mentors students on how to do what he does, is a property blogger
with blogs appearing on major real estate sites such as Rightmove, host a British
radio show about property hotspots and published an ebook called "How Anyone Can Succeed in Property."

What to look out for. Nathalie brings over 30 years into the business involved in thousands of sales.
We are constantly getting the same questions over and over so we have decided
to dedicate today's show to answering your questions. Dot yo ur i's and cross your
t's. Call in and have your question answered live or email radio@realtyuniversal.com

founder, managing partner Bayshore Mortgage Funding Reverse Mortgage Division
takes us through the steps of a reverse mortgage and reverse purchase without having
to make mortgage payments. Mr. Sless is actively involved in the business as well as
public speaking to educate homeowners 62 and above about reverse mortgages. His knowledge
spans over 12 years in the industry starting out working in the traditional mortgage business as
a loan officer, then managing loan officers, then branching out into reverse mortgages as he saw
a need to help people make their money work for them.
Now more than ever with pensions going away and many gone, Steven 
says "this is a life altering event, taking away the daily stress." 

Guild Mortgage Company fills us in, answers your questions in real time. If you have had a short
sale, bankruptcy, foreclosure or just want to take advantage of low, no down loans
and fantastic rates listen in....Steven Gran is also the founder of Gran Ventures, LLC.
which specializes in vacation rentals and speculative investments. His years of 
experience in the real estate industry make him a natural at getting the deals
done in this ever changing, fast paced mortgage and real estate world that we find ourselves
in.

Sheryl Love is our guest today. Join us for in depth information on living and buying a home in 
the Carolina's. Our focus is going to be on the Charlotte Metro and outside area, but will also 
cover first-hand information on North and South Carolina. Sheryl Love is a real estate agent
with Wilkinson ERA. Born and raised in Union County, just outside of Charlotte city limits,
attended University of North Carolina majoring in Computer Science. After working in the IT
field and owning a website development and marketing firm, she decided in 1999 to follow her
dreams and get into real estate sales. She has been affiliated in the past with ReMax and Keller 
Williams. She resides on beautiful Lake Wylie and is a member of New River Church. She also 
gives back through supporting Children's Miracle Network, Special Olympics and St. Judes Children's
Research Hospital.

Gary Wilson is widely considered the leading authority on teaching Real Estate Investors and Agents alike how to leverage what they’re already doing and create massive new wealth and income.
Gary has been investing in Real Estate for nearly 30 years building a rental portfolio worth millions of dollars, flipping other properties and even wholesaling. He has been a licensed Real Estate agent for more than a dozen years and Broker for more than half of that time, creating the fastest growing Real Estate brokerage company in Pennsylvania during the Great Recession, while others were shrinking by 50%. Gary also went onto create an Appraisal business, a Title Closing business and a Property Management business that grew from 40 units to nearly 500 in less than 3 years with virtually no marketing costs.
Gary has grown into a sought after speaker, writer, teacher and coach to investors and agents across the world. Fortunes have been made by those who follow Gary and implement his systems of creating massive wealth and income by using their Real License as an income producing asset to serve the Real estate investment community
Gary spends his personal time participating in high adventure activities, visiting friends and family far and wide and promoting his greatest accomplishment -  The Healing House Foundation. A portion of all proceeds from Gary’s business ventures goes towards the support of the the Healing House Foundation – a Non-Profit venture that serves families who are healing and rebuilding their loving relationships after suffering from the wounds caused by the illness of addiction of a loved one.