REALTY UNIVERSAL® Radio

earning curve!!!
2nd half- "It is Time to Heal" Series. Pastor Ralph Gilbert with
Freedom Thru Jesus Fellowship who has been serving and healing
for over 30 years tells us how it all started. If you had abuse, pain,
dysfunction in childhood and can never seem to find peace in adulthood,
always bumping into a wall, listen in....

2nd half- Barefoot Brides- Alison Sappington, owner of Barefood Bride in Ocean City,
Maryland brings tons of tips and solid advice when planning your special day. And it is
much more affordable than one would think. Remember it is YOUR
day- do it YOUR way and cherish the special moments for a lifetime.

Mold, mildew- in places you may not have suspected. Featuring Lori Miller, owner of
Lori's Amazing Maids shares stories and tips on keeping your home in tip top shape as
well as discussing the dangers of mold and mildew. 2nd half is all about staying healthy and one proven way in addition to health and exercise is
meditating. Listen in, call in and share...

Solar panels- time to save energy? Photovoltaic components- what are they? Listen in to see how you can save thousands on your electric bills, help the environment and more. Ivy West is covering a host of benefits and questions about why Solar is the way to go. This works for residential and commercial. Many states give you a tax credit. Our 2nd half of the show is featuring Pastor Charlie Lorenz from Word of Life church in Honolulu. He runs the Food Pantry which feeds thousands of people a month. (average is 450 people a day)  Is there a personality make-up of homeless people? Could it happen to you? Listen in and also find out what you can do to help. For more information go to www.feedinghawaiitogether.org

Craig Endo, Vice-President, Branch Manager of Old Republic Title & Escrow, Kahala, Hawaii who brings 25 years of experience in the industry and a wealth of knowledge, including commercial and general escrows will be giving us excellent tips of why you should buy title insurance.
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2nd half of our show is about the 4 P's. Can you guess what they are? Are you working on the highest and best use of your time? Really living on purpose? Listen in, better yet, join in with us and share your story.

Our guest on our 2nd half of the show is Clive Swersky- The Host and Producer of "Alive with Clive."- The TV Show Where Today's Top Singer-Songwriters Thrive. He also has a book in the works called " Arrive with Clive- How To Think Your Way To The Life You Love, and Multiply Your Magnificence!

Listen in, call in.... this covers our entire country.
2nd half- Dave Kirby- Veteran of 30 yrs in radio. Dave now hosts the "1 Simple Thing Podcast."

Nathalie shares the pro's and cons...
2nd half Larry Lane shares the City Transformation Movement.

Brian Sacks is Nathalie's guest in the 1st half. He is a  a nationally known mortgage and real-estate expert. Since 1985 he has closed over 5,325 mortgage transactions totaling over $1 Billion in production.
Locally, Brian has been awarded the Greater Baltimore Board of Realtors coveted affiliate of the year award. He has authored courses for the Mortgage Bankers Association of America and has written for numerous industry publications. Brian has conducted classes for Realtors and Realtists in the Baltimore area for over 2 decades and has authored courses approved for Realtors and Realtists continuing credit accreditation. He has appeared on over 43 radio stations as a mortgage expert as well as ABC, NBC, CBS, and Comcast TV and is the author of the best selling book
YES YOU CAN GET A MORTGAGE – EVEN IF YOU HAVE HAD A BANKRUPTCY OR OTHER CREDIT CHALLANGE
Kaelyn Benham joins ud in the 2nd half to talk MOTHERHOOD and the One Revealed Movement.

Nathalie lays out options for retirement...
2ns half, Patrick Mathers talks about serving the poor in Scotland.